I love that you think the current administration will actually consider this when deciding whether or not to suck it dry anyway.

Belief in science is a prerequisite.

Umbrella insurance is intended to give you coverage in excess of those numbers.

You can get $3M-$5M in personal liability umbrella coverage (“plup”) for under $1k/year, but have to max out the underlying policy limits first.

And to add, you're already close to maxing out the underlying limits by default as required by auto lenders. If not financing, you should still...get similar levels to add umbrella.

For the parent, an extra 1M umbrella is an extra $2-300/y and covers beyond auto!

Thanks for the advice, I will look into that!

The thing I’ve come to appreciate between my first few days in a sim, a lot of sim time, and then actual time behind a yoke is that like a lot of things, landing is peaceful and easy if you’ve done all the prep ahead of time. Which is precisely your point.

The further in advance you cut power, descend, and get your airspeed set, you’ll find you have plenty of time to go over your checklists, mentally rehearse, and get configured. By the time you’re touching down, the plane wants to be on the ground.

If you’re coming in high and fast, you have significantly abbreviated time. And you’re constantly fighting airspeed and altitude. If both are high, trying to lose one just increases the other. It’s a losing battle and one you’re fighting on an accelerated and accelerating time frame.

There were quite literally multiple warning alarms that went off that should have automatically triggered this exact response.

Then it’s a real mystery how this could happen. Will the subordinate pilot be consider culpable?

It really is. That's why anyone with an aviation background is absolutely stunned that it happened. So, so, so, so, so many opportunities to avoid this accident were actively ignored and/or bypassed. I said it elsewhere but these guys single-handedly punched their way through the entire Swiss-cheese model of safety.

Given the level of negligence on display here I would not be remotely surprised if charges were filed against both pilots.

Yeah, time in this type could be argued as a reason they weren’t properly configured or on a stable approach, but that is exactly why go-arounds exist. Mistakes happen, errors get made, so you go TOGA, fly a holding pattern until you get sorted, then try again. Happens at every airport every single day. No harm no foul.

That is not the reason this incident happened. This happened because the pilots continued to put it on the ground while ignoring at least a dozen clear and unambiguous indicators to abort the approach and go around.

Including the complete failure of the FO to act assertively, order a go-around, and to take the controls when it was clear the captain was not responding appropriately.

If this had happened and the captain had fought over the controls and still caused an accident, we’d be having a very different conversation. The FO would be lauded as a hero who fought to save the lives of those on the ground.

“My controls” is something every single pilot has heard since day 1 of training and has a learned, immediate response to.

The power dynamic in training is obviously very different during training where the instructor is pilot in command.

Making the assumption the PM could have taken control cleanly if the power dynamic was so poor that they weren't able to demand a go-around seems iffy, typical stabilised approach gates are 500ft in VMC, with an aircraft travelling 3nm a minute, 40 seconds before touchdown.

But as I said, the human factors involved will be a huge focus of the accident investigation.

My response was to your point about “fighting over the controls”, as if there would have been a tug of war on the yoke as the FO tried to wrest control of the plane from the captain which is nonsense.

If anything, it would have been yet one more opportunity to avert catastrophe and perform a go-around. Pilots are trained for this, and it makes less than zero sense for a PM to fail to take the controls from a PF who is flying unsafely over some imagined fear of a battle for control while the plane jostles around hurtling toward the ground. The PM is obligated to do this by every written regulation.

If you have never actually been behind the controls of an aircraft, please just stop trying to confidently assert things about this subject.

> If you have never actually _______, please just stop trying to confidently assert things about this subject.

If this site had a slogan, I think you just guessed it

> If you have never actually been behind the controls of an aircraft, please just stop trying to confidently assert things about this subject.

That's a lot of assumptions.

“Go around. My controls.”

Four words said by the pilot monitoring that any pilot flying will understand and react automatically to.

If we don’t create the torment nexus first, someone less responsible will build the torment nexus. The only ethical choice is for us to create the torment nexus before anyone else.

Yea, it's that same stupid stochastic reasoning that powers those EA fuckers.

Imagine being a developer of the torment nexus only to be beaten to the IPO by the rival torment nexus company.

That was quite literally a realistic threat we by all accounts narrowly avoided. There were multiple cases where a single person overrode procedure and used their judgment to avoid nuclear catastrophe.